1. Acceptance of Terms
By accessing and using this website (the "Website"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
2. Use License
Permission is granted to temporarily download one copy of the materials (information or software) on Will Isnady Insurance Agency's Website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
- Modify or copy the materials
- Use the materials for any commercial purpose or for any public display
- Attempt to decompile or reverse engineer any software contained on the Website
- Remove any copyright or other proprietary notations from the materials
- Transfer the materials to another person or "mirror" the materials on any other server
- Violate any applicable laws or regulations
- Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Website
3. Disclaimer
The materials on Will Isnady Insurance Agency's Website are provided on an 'as is' basis. Will Isnady Insurance Agency makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
4. Limitations
In no event shall Will Isnady Insurance Agency or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Will Isnady Insurance Agency's Website, even if Will Isnady Insurance Agency or an authorized representative has been notified orally or in writing of the possibility of such damage.
5. Accuracy of Materials
The materials appearing on Will Isnady Insurance Agency's Website could include technical, typographical, or photographic errors. Will Isnady Insurance Agency does not warrant that any of the materials on its Website are accurate, complete, or current. Will Isnady Insurance Agency may make changes to the materials contained on its Website at any time without notice.
6. Links
Will Isnady Insurance Agency has not reviewed all of the sites linked to its Website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Will Isnady Insurance Agency of the site. Use of any such linked website is at the user's own risk.
7. Modifications
Will Isnady Insurance Agency may revise these terms of service for its Website at any time without notice. By using this Website, you are agreeing to be bound by the then current version of these terms of service.
8. Governing Law
The materials on Will Isnady Insurance Agency's Website are governed by and construed in accordance with the laws of the State of New York, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.
9. Insurance Information
The information provided on this Website regarding insurance products and services is for informational purposes only. It is not intended to constitute legal, tax, or financial advice. Insurance products are complex and vary by state and individual circumstances. Before making any insurance decisions, please consult with a licensed insurance agent or attorney.
10. No Guarantee of Coverage
Quotes provided on this Website are estimates only and do not guarantee coverage or rates. Actual coverage, rates, and terms depend on underwriting and policy approval. Will Isnady Insurance Agency does not guarantee that all applicants will be approved for insurance or that quoted rates will be available.
11. User Submissions
Any information, communications, or materials you submit to Will Isnady Insurance Agency through this Website (including but not limited to feedback, questions, comments, and suggestions) are non-confidential and will become the sole property of Will Isnady Insurance Agency. Will Isnady Insurance Agency will have no obligations with respect to such submissions and may use, reproduce, publish, and distribute such submissions for any purpose whatsoever.
12. Prohibited Conduct
You agree not to use this Website:
- To transmit any unlawful, threatening, abusive, defamatory, obscene, or otherwise objectionable material
- To impersonate any person or entity
- To upload viruses or malicious code
- To spam or send unsolicited communications
- To engage in any conduct that violates applicable laws or regulations
13. Third-Party Services
This Website may contain links to third-party services and websites. Will Isnady Insurance Agency is not responsible for the accuracy, completeness, or reliability of any third-party content, products, or services. Your use of third-party services is subject to their terms and conditions.
14. Contact Information
If you have any questions about these Terms of Service, please contact us:
- Phone: (845) 544-5325
- Email: [PLACEHOLDER_EMAIL]
- Mailing Address:
Will Isnady Insurance Agency LLC
154 West Main Street
Walden, NY [PLACEHOLDER_ZIP]